Budgets for any period you actually use
Monthly, weekly, daily, or a custom range for a one-off goal like a trip. Per-category spending limits, and the full history of past budget cycles instead of only the current one.
Every other tracker wants your credentials
Bank-aggregating apps ask for your net-banking login. SMS-reading apps ask for every message on your phone, OTPs included. In both cases your financial history ends up on somebody else’s server, and you are trusting a privacy policy you did not write.
For a category this sensitive, the safest design is the boring one: the data never leaves the device. No account to breach, no server to leak, nothing to subpoena. The trade is that you type your transactions in — which takes about fifteen seconds a day, and is the part that actually makes people notice where their money goes.
A full budgeting app, not a stripped-down “private” one
Keeping data on the device usually means giving up features. It doesn’t here.
Several accounts, several currencies
Cash, bank, wallet — each in its own currency, with exchange rates cached on the device so conversion keeps working on a flight or with data turned off.
Goals, loans and debts
Save toward a purchase or pay down what you owe, with progress tracking and records for money lent and borrowed — the part most trackers leave out entirely.
Insights that answer a question
Spending by category, net worth over time, heat maps, line and pie breakdowns. Enough to see which category quietly grew this month, not just a total.
Your own Google Drive, or nowhere
Backup is optional and goes to your Drive account. There is no server of ours in the path, so there is no copy of your finances anywhere you did not put it.
Your data stays yours
CSV and full database import and export, biometric lock, home screen widgets and quick actions. If you ever want to leave, the door is unlocked from the inside.
Recurring transactions and subscriptions, upcoming and overdue tracking, categories with subcategories, attachments and notes, and 58 languages.
Set up in about a minute
- Install and open. No sign-up screen, no email, no permissions dialog asking for your messages.
- Add an account and a budget. Pick your currency and a period that matches how you actually get paid.
- Log as you spend. A few taps per transaction, or let recurring entries and subscriptions handle themselves.
You can read every line that touches your money
The complete source for every published build is public under GPL-3.0. For an app that holds your financial history, “trust us” is worth a great deal less than check for yourself — and the licence means it stays that way.
This app is a derivative of Cashew by James Kokoska, whose work is the core budgeting engine, database layer and UI framework here. Full credit for that belongs to its original author.
App Screenshots
Experience the beautiful interface of our budget management app
Questions people ask first
Does it connect to my bank?
No, and it cannot. There is no bank integration in the app at all — no aggregator, no net-banking login, no card linking.
Does it read my SMS to find transactions?
No. The SMS permission is not requested, so the app has no way to see your messages. Transactions are the ones you enter.
Where is my data actually stored?
In a local database inside the app’s private storage on your phone, which other apps cannot read. Clearing the app’s data or uninstalling it removes it.
What happens when I change phones?
Turn on backup to your own Google Drive before you switch, or export the database yourself and import it on the new phone. Both paths keep the file in your hands.
Is it free? What is the catch?
It is free. Some extras are available as one-time purchases — no subscription — and the only ads in the app are the ones you choose to watch to unlock a feature once. Nothing interrupts you while you are using it.
Can I bring data in from another app?
Yes, through CSV import. You can also export to CSV at any time, which is the same thing that makes leaving easy.
Find out where your money went, without giving it away
Free, offline, no account, and open source. Fifteen seconds a day is the whole commitment.
Get Money Manager on Google Play